You are in the hospitality industry, an expert in providing your patrons with a fun place to hang out, get something to eat, and enjoy an adult beverage. Most of the time, you enjoy your employees and your customers. Occasionally, though, you encounter an adult that isn’t behaving like one. For those occurrences, you need the specialized coverage provided by insurance for bars.
Not only do bar owners need specialized insurance, they should also find an insurance agency that understands the unique liabilities that their establishments have. Even with the most careful bartender, a patron may drive away under the influence and blame your business for the accident. Without appropriate insurance, you may be facing a huge jury award for negligence. With the right insurance, not only will you have appropriate coverage, you will have the support you need to protect you from false claims and inappropriate liability.
Perhaps there is an altercation, either between two patrons or between a customer and one of your staff members. Without the proper insurance coverage, you could be on the hook for large monetary damages.
Protect your business and explore insurance for bars. Look for an insurance company that knows the hospitality industry and can explain your options for a variety of industry-specific coverage products.