Anyone who owns their own business knows that most of your time, energy and resources go into the running of the company. Your livelihood depends on the success of your business, which is why protection and security is essential. There are several different types of insurance in CT that business owners should have.

General Liability

If you, one of your employees or one of your products causes bodily harm to an individual, you could end up in the midst of litigation. General liability insurance in CT covers you in case you are ever sued for an accident involving your business.

Property

Chances are you own a lot of property that is used for your business, including your home, office space, vehicles, inventory and any other furnishings. Property insurance covers any damage that occurs to your investments.

Commercial Auto

If you have business vehicles driven by you or your employees, they should be insured. You should obtain both collision and liability for your vehicles to prevent you from having to pay for repairs or for the bills of the other driver if you are at fault.

When it comes to business owners, the insurance in CT that you purchase can make a big difference in the success of your company. Without it, you may not be able to recover your finances should something happen to you, an employee or your property.