As is the case in all states, you have to have auto insurance in Virginia to legally purchase a vehicle. Although that’s not debatable, what is debatable is whether or not you have the right kind of insurance to fit your needs and your budget. With so many options, it’s important to choose a carrier that has your best interests at heart and understands that your coverage needs to be adequate while still being affordable. You don’t want to be stuck with a high deductible if your car isn’t worth that much, and you also don’t want to pay a ton of money each interval if your vehicle is only driven occasionally. Figuring out what works best for you and your family is the first step to feeling safe and adequately protected against accidents.
Auto insurance can be a complicated thing. When you’re considering the different plans and what they cover, it’s important to know what coverage takes care of your body versus what takes care of your vehicle. Property damage and liability coverage is concerned with covering the costs of vehicle damage. Medical coverage takes care of any injuries sustained by the passengers and drivers involved. There’s also uninsured/underinsured liability that helps when the other person doesn’t have enough or any auto insurance. Work with a qualified and dedicated insurance company to secure the right auto insurance in Virginia. Doing so will keep you happy and safe.