There’s no time quite like spring. Not only because of the freshly-bloomed lilacs and roses, but also because of the unpredictable weather. No matter where you live, Mother Nature likes to throw temper tantrums in the springtime. These can be damaging and lead to costly repairs. If your home has encountered damage from a storm, know how to handle it.
Contact Your Insurance
Call your homeowner’s insurance immediately after the storm ends and you can safely assess any damage. If you live in a coastal state, chances are you’ve encountered your fair share of storm damage. Homeowner’s insurance in Connecticut, for example, probably gets these sorts of calls all too often. Living along the coast seems to infuriate Mother Nature most of all, but she doesn’t always discriminate. Whether you live in Iowa or have homeowners insurance in Connecticut, your insurer needs to know.
Proceed with caution when moving forward with any storm damage. If there is any electrical damage outside (like a telephone wire), DO NOT GO NEAR IT. Call your local fire department and alert authorities as soon as possible. Don’t allow children or pets to go near anything damaged by roping off the area. Children and animals are naturally curious beings, but you don’t want them to get hurt. Remind youngsters that the area is not safe and that they should not play there.
Exercise caution and safety after a big storm. Let your homeowner’s insurance play a part in repairing any possible destruction caused.
Opening a restaurant is an exciting endeavor. Even more exciting is the prospect of opening a restaurant along the coast. As beautiful as the view might be, educate yourself on the potential risks of this lovely piece of real estate. You don’t want your dream to come crashing down after a disaster.
First things first: pick a quality insurance agency that specializes in marina coverage. You might not own a boat, but being along the waterfront has risks of its own.
Flooding: High tides can result in unwelcome water making an appearance inside your property. Damages can be crippling, but a quality insurance agency can help.
Storm damage: When Mother Nature shows her fury, it can be powerful. Oceanside storms can cause property damage to windows, roofs and the structure as a whole.
Vessels: It’s unfortunate, but it happens: a badly steered boat can strike a building and cause serious damage. Being covered from these types of collisions can save hundreds of thousands of dollars.
Know exactly where your food is coming from, and be meticulous in proper refrigeration policies. The numbers don’t lie: every year, 48 million Americans get sick from foodborne illnesses. Establish a good relationship with reputable vendors and have strict policies with staff involving storing and reheating food.
Only you can decide if the risk is worth the reward when buying beachfront property. Running a business by the sea can be beneficial, but knowing the risks ahead of time can make your decision easier.