New construction, renovations and remodels come with inherent risks to the construction company handling the work. Whether your business is a small shop or a large commercial venture, protect your company with construction general liability in Newton, NJ. Policies can be tailored to your specific firm and needs often including a commercial general liability policy along with additional add-ons. Don’t forget to reduce your liability.
A commercial liability policy stands at the foundation of any construction company insurance package. Each policy is outlined a little different, but standard risks often cover:
- Legal defense costs
- Falls, slips and other injuries to visitors to a site
- Damage caused by operations of the company to visitor’s property
- Damages and settlement payments
To cover all exposures and risks of a construction company, additional policies should be in place to fill the gaps. Additional policies to consider include:
- Builders risk insurance
- Errors and omissions liability
- Business interruption insurance
- Installation floaters
- Workers compensation insurance
- Employment practices liability
- Umbrella insurance
Construction general liability in Newton, NJ combines several policies together tailored to the specific needs of your construction business. An experienced agent can help narrow down the risks and liabilities and work with your budget for a comprehensive plan that works for your business.