Professional liability in Atlanta can be a big problem when it is not sufficiently covered, particularly for small businesses. If you run a business that provides services to your clients, it is a good idea to get a sense for what professional liability insurance is and what it has to offer your business. With proper coverage, your business can thrive, but without, it may be put at financial risk.
Atlanta is home to many great service providers, including healthcare providers, attorneys and social workers, and this is why coverage for professional liability in Atlanta is so important. These are all noble professions that make a living out of assisting others, but these professionals are also exposed to a number of liabilities. Clients who feel that the services provided were somehow lacking can file a suit against these individuals, which often leads to a lengthy and costly claims process. In the event of malpractice, errors and omissions or any other type of mistake on the service provider’s part, the business will be forced to compensate the client. In cases such as these, commercial insurance generally does not apply. However, with full professional liability insurance, the burden of footing this bill falls on the insurance company rather than the business itself. In other words, this coverage protects businesses from expensive claims and allows them to focus on the job at hand.