If any of your employees travel to foreign countries to work on behalf of your company, you must be mindful of the necessary insurance protection they need. While most domestic workers’ compensation policies state that they protect workers for short trips outside the country, the protection isn’t adequate to cover the costs of your workers injured outside the country.
What Protection Is Necessary for Your Employees Working Abroad?
Foreign Voluntary Worker’s Compensation is an insurance plan that protects your workers if they are injured outside the United States. Voluntary workers insurance also covers endemic diseases caught in foreign countries. The coverage protects domestic employees traveling outside the United States and foreign nationals on temporary assignment in the U.S.
This insurance not only protects the injured employee, but it protects your company as well. An employer that doesn’t have adequate coverage for their employees is at risk of being sued.
What Additional Advantages Does FVWC Provide?
Other coverage can be added to the policy. It’s important to discuss your options with your insurance agent. Considerations include:
- Repatriation expenses to transport injured or ill employees
- Defense Base Act (DBA) coverage, where required
- Coverage availability 24 hours a day
- Domestic workers’ compensation insurance cost reductions
Protect your employees who work overseas while also insulating the company from costly litigation.