Some pet owners do not understand just how important having dog bite insurance can be, but the financial protection this coverage provides is excellent to have. As a matter of fact, if you own at least one dog, there are several reasons why you may want this insurance.
Generally speaking, there is always a chance that your dog will bite someone – regardless of its size, breed, or temperament. Keeping your canine in a cage might reduce the chance, but it does not eliminate it; such a measure could significantly reduce the dog’s quality of life, and you would have to let your animal out at some point. Incidents can happen despite all preventative actions taken, leaving insurance to remain an essential form of protection; a bite insurance policy covers both legal and medical expenses related to the event.
A dog liability insurance policy does much more than take care of any expenses that you may incur when your pet bites someone; it can also open up opportunities for you. For example, there are some landlords who refuse to rent to pet owners because of the heightened risk that comes with allowing residents canines. If there is a property that you are interested in renting, you might be able to convince the owner to rent to you by showing them proof that you have dog bite insurance – the policy would reduce the landlord’s risk.
Any type of dog can be insured, and you can get a policy with no deductible. Dog bite insurance allows you and people who you deal with to rest assured knowing that you are covered in the event that your pet gets loose and inflicts an injury on someone.