Unintentional mistakes that cause accidents in your business can lead to physical, financial or psychological injuries. Anyone coming into contact with your employees can file a lawsuit against you for funds required for ongoing medical care and unfulfilled obligations in a business contract. General Commercial Liability insurance assists your company through challenging circumstances by paying any obligated costs of legal defense and damages, up to the selected policy limits.

Solutions for Every Scenario

Your business faces a broad range of unique and unpredictable potential issues. General Commercial Liability Insurance can help mitigate potential lawsuits. Coverage examples include:

  • Operational Premises P General Commercial Liability Insurance can cover charges if the business and the owner are sued for negligence
  • Completed Operations and Products P This type of insurance covers legal fees and related awards if a former client wins a suit over a delivered product or service
  • Data Breaches P Cyber Liability coverage helps provide you with forensic and legal assistance and data security risk management services for your clients
  • Employment Practices Liability Insurance P Provisions cover directors, your business entity, employees and officers for wrongful termination, discrimination, harassment and other employment-related offenses lawsuits

If you do not have liability insurance coverage and your income cannot cover the entire cost of a lawsuit or claim, the balance of the funds might come from your private assets. For that reason, it is vital that General Commercial Liability insurance covers all of your business needs.