Although you may not think you need it, life insurance is a valuable form of insurance that should be purchased by individuals looking to protect their loved ones in the event of their untimely death. You can choose a plan provided by a life insurance company in Connecticut or other areas. Different plans are available and may even continue to grow interest over time.

Think Ahead for Your Family

No one likes to think about dying but preparing for it can be a huge benefit for your family. If you were not around to take care of your loved ones, you would likely want to make sure their needs were met both emotionally and financially. If you know things would be hard on your partner if you were not around, looking into a life insurance plan with a life insurance company in Connecticut is the right thing to do. If something happened, the money from the plan would go to whomever you designate in your paperwork. It could be used for basic needs, college tuition, and much more.

Have Final Expenses Covered

Even after a person passes away, any debt that they had before death often falls on the surviving family members. By having life insurance, you can make sure that all your final expenses are covered, including payments for any debt you owe as well as the cost of funeral expenses.

Life insurance is worth having because it offers more financial protection for your loved ones. It allows you to make sure that your final expenses are also covered.

During an emergency, you trust that your insurance can handle it all. Unfortunately, many agencies show their true colors during this exact time. You can find yourself underinsured or paying high deductibles. Thankfully, Walker and Associates Insurance is here to save the day. Our commitment to service for over six decades has made us experts in the industry. This proficiency in combination with our incredible customer care makes us the right choice for coverage.

Our History of Amazing Service

Founded by Doug Walker, Sr. in 1960, our agency has put the customer’s experience as our top priority since day one. We have assisted many generations of families and decades of different businesses in achieving coverage that goes above and beyond. We care for our clients and treat every one that walks through our doors with the professionalism and understanding they deserve.

A Policy Ready for You

Walker and Associates is excited to offer services for both business and individuals. Our commercial lines range from general liability to commercial auto to cyber liability. Meanwhile, our individual customers can enjoy auto, health, life and homeowners coverage. Each of these are built specifically for you.

Be the next to enjoy our amazing customer care and strong coverage. Reach out to one of our team members and learn how you can build insurance that can last for generations!

The workplace is always changing and shifting. In recent times, a gig economy has arisen. This means that workers have become more or less on-demand workers that are coordinated by employers, online entities or staffing agencies. These workers earn pay by job rather than an hourly wage. When it comes to a business protecting its assets however for these types of workers, gig insurance is what is necessary.

Occupational Accident Coverage

One type of protection that you can count on is benefits of occupational accident insurance. This type of coverage offers benefits as follows:

• Medical expenses
• Survivors
• Accidental death
• Temporary and permanent disability

Now, when it comes down to it, these policies are more complicated than simple workers’ compensation coverage. However, they are also more flexible.

Importance of Coverage

Given these aren’t traditional workplace environments; worker’s compensation may not protect workers or employees. Most workers are independent contractors and hence they do not receive these benefits. Occupational accident coverage is the answer to this dilemma. It protects the worker and the company in the case of a workplace accident.

When it comes to the changing workplace, insurance companies have to change with it. This is why gig insurance is crucial for many different businesses. As the business world changes, protections have to change with it.

Owning a boat can be a great deal of fun for you and anyone else you go boating with. However, accidents can also be quite costly. Just as it is advised and encouraged for a car owner to purchase insurance for their vehicle, it is also an excellent idea to find an insurance policy to cover for your boat.

A standard boat insurance policy can safeguard you from costly damages and injuries involving your boat and passengers. However, this is only for if you’re the one using your boat. In the case of letting someone else borrow your boat, you’ll require temporary boat insurance.

What if Your Friends or Family Want to Sail?

With general boat insurance, you and your boat are covered, but anyone else who may borrow your boat is excluded. While this is important coverage to have, if you plan on sharing your boat and allowing others to sail it, it simply isn’t enough. If something were to happen while they are sailing, you would have to cover for the costs required for repairs, injuries, legal fees and anything else involved.

Then What Insurance Do You Need?

In order to include temporary boat insurance within your program, you’ll need to find an umbrella policy. This may mean you have to pay more, but umbrella insurance covers everyone involved with your boat. If you plan on allowing people other than yourself borrow your boat, a temporary boat insurance policy is less expensive than paying out of pocket in the case of an accident.