If you are purchasing car insurance for the first time, then you are bound to have a lot of questions. How much do you know about auto insurance CT drivers invest in? Do you know what affects the price of insurance? Do you know what types of claims you might be able to file? Here is what you need to know about car insurance.

Insurance Price Factors

The price of insurance weighs on a few different factors. These factors include:

The driver’s age
The driver’s history
The driver’s model of car
The driver’s location

In addition, all states have different requirements and factors that impact the price. It’s important to ask your potential insurer what factors he or she weighs into the price.

Common Insurance Claims

As common as car insurance claims are, you may be wondering what the most common claims are. In truth, it may not come as a surprise. The most common claims that insurance companies deal with on a regular basis include:

Animal collisions
Theft
Vandalism
Fender benders
Windshield damage
Neck injuries

While insurance claims are common, you should also know that most drivers rarely make claims. In fact, most drivers make claims almost every 18 years or so.

A lot goes into the price quote that you receive. If you’re looking for auto insurance CT drivers can trust, then it helps to know what the insurer will be looking for and what types of claims are most common.