Florida liability insurance is not much different from Ohio liability insurance or California liability insurance. Before you select an agency or carrier to work with, however, you should do your best to answer these four questions.

1. How much liability insurance should I buy?

Business size and other factors determine liability coverage. A common policy might cover $1 million to $2 million in legal and supplementary expenses.

2. What if my business grows and I need more insurance?

Your business has grown and now you need higher coverage. Give your insurance agent a call and let her know. She will increase your coverage and rework your annual premium.

3. How fast can I be covered?

In most cases, once you select an agent and product, you can receive coverage in less than an hour. If you need to prove you have liability insurance, many insurance companies can send you a certificate proving your coverage via email soon after purchase. This will allow you to prove coverage when required.

4. Where can buy coverage?

Florida liability insurance is standard coverage, so you should be able to find a number of agencies that offer the product. Request a number of quotes before choosing a policy, so you have the opportunity to compare and find the best price.