The Princeton NJ insurance company offers a variety of policies to minimize your risk and protect the things you care about most. People who have more than one home are particularly interested in a specialized homeowners insurance plan for their property. This type of policy provides specific protection for a vacation home, and it is often different than a standard homeowners policy. If you own a second home, use these two tips to get the right policy.

  1. Evaluate Your Home’s Liabilities – It is particularly important to evaluate the liabilities of your vacation home. This will help you get a better idea of the risk involved with owning this home and make better decisions about your coverage. Certain aspects of a home can create more liability. For example, if you have a pool or water close to your property, the home possesses more risk. In these cases, it might be a good idea to invest in additional coverage.
  2. Determine the Value of Your Home’s Belongings – Some people’s vacation homes have furnishings and art that are very valuable. It is important to make sure the Princeton NJ insurance company provides you with a policy that will cover these valuables if they are stolen or damaged. This will provide you with peace of mind and protect your investment.

For help insuring your home away from home, contact an insurance agent today.